Private Beta · Michigan Businesses

AI fraud detection for every business.
Sherlock's on it.

Sherlock runs forensic fraud detection on every transaction — automatically, every time you upload a bank statement. The intelligence layer your business never had.

Private beta · No spam · No credit card

Try it now — upload your bank CSV →
5%
of SMB revenue lost to fraud annually
18 mo
average before fraud is detected
$150k
median loss per SMB fraud incident
What Sherlock Covers

Enterprise-grade protection.
Small business price.

The same fraud controls that large companies pay tens of thousands for — built for businesses running on QuickBooks and a prayer.

🔍
Live in Sherlock

Transaction Monitoring

Seven forensic detection rules run on every upload — duplicate payments, round-dollar anomalies, new payee flags, off-hours transactions, velocity spikes, employee self-dealing, and vendor concentration risk.

📊
Live in Sherlock

Cash Flow Intelligence

Real-time cash position, runway calculator, burn rate by day/week/month, period-over-period comparison, and full spend breakdown by category — all from a single CSV upload.

🏷️
Live in Sherlock

Spend Categorization

Auto-tag transactions by vendor with saved rules that apply on every future upload. Build a full picture of where money is going across payroll, supplies, fuel, equipment, and more.

📋
Live in Sherlock

Fraud Audit Trail

Every flagged transaction gets a risk score, severity rating, and resolution notes. Mark flags as reviewed, add notes, and build an audit trail your accountant or bank can follow.

🏢
Live in Sherlock

Vendor Verification

New payees flagged for manual review before payment clears. Automatic watchlisting of first-time vendors over threshold amounts, with approval workflow and notification.

🔔
Live in Sherlock

Real-Time Fraud Alerts

Instant email alerts the moment a fraud rule fires. Daily digest of flagged activity, threshold alerts for large payments, and weekend/off-hours transaction notifications.

🤖
Sherlock AI — Coming Soon

Sherlock AI

Ask questions about your books in plain English. "Did we pay this vendor twice?" "What's our biggest expense category this quarter?" "Flag anything unusual in the last 30 days."

👤
Sherlock AI — Coming Soon

Accountant Portal

Read-only access for your CPA or advisor to review flagged transactions, run reports, and monitor cash flow across all client accounts — without touching your bank login.

Fraud Detection

You focus on the business.
Sherlock is always on.

QuickBooks is a ledger. It records what happened. It has no ability to flag a duplicate payment, catch a transaction processed at 2am, or alert you when a vendor payment looks suspiciously round.

Sherlock runs seven forensic detection rules against every transaction — the same patterns a forensic accountant looks for during a fraud audit, running automatically every time you upload a statement.

Read-only by design. Sherlock never sees your bank credentials. You export a CSV — we analyze it. Detection only, zero financial risk.
🔁
Duplicate Payment Detection
Fuzzy matches vendor + amount within a 14-day window.
HIGH
💰
Round-Dollar New Payee
Exact $500, $1,000, $5,000 to new vendors. A classic embezzlement signature.
HIGH
👤
Employee Self-Dealing
Payments to names matching your employee list outside payroll cycles.
HIGH
🆕
First-Time Payee — Large Amount
Any payment over $2,500 to a brand-new vendor flagged for review.
HIGH
🌙
Off-Hours Transactions
Payments processed outside business hours elevated for review.
MED
📈
Spend Velocity Spike
Category spend 3× above 90-day average triggers an immediate flag.
MED
🏢
Vendor Concentration Risk
Single vendor exceeding 35% of monthly outflow.
MED
Coming SoonBeta

Meet Sherlock AI.
Always on watch.

Sherlock AI is your financial guardian — not just analyzing your past statements, but watching over your accounts in real time and answering questions about your books in plain English.

Ask anything. Get instant answers. No spreadsheets, no accountant call required.

💬"How much did we spend on fuel last quarter vs this quarter?"
💬"Flag any vendors we've never paid before over $1,000."
💬"Which clients haven't paid us in the last 60 days?"
💬"Show me every transaction over $5,000 this year."
Get Early Access

Sherlock AI is in development. Founding members who join the beta now will be first in line when it launches — at no extra cost.

Join the waitlist →
🕵️
Sherlock AI
Always on watch
Did we have any unusual payments last month?
🕵️
I found 3 transactions worth your attention: • ADP Payroll was charged twice on Oct 4 & 7 — $30,769 each. Likely a duplicate. • Greenfield Consulting LLC received $5,000 — first time we've ever paid them. • Great Lakes Nursery order was 4× your normal amount. Want me to flag these for review?
Yes, flag the ADP duplicate for review.
🕵️
✓ Flagged. I've also added Greenfield Consulting to your watchlist. I'll alert you if they appear on future statements.
Coming Soon
Pricing

Simple, transparent pricing.

No hidden fees. Cancel anytime. Free during beta for founding members.

Starter
$49/mo
For single-location businesses that want fraud protection and cash clarity.
  • CSV upload from any bank
  • Full fraud detection — all 7 rules
  • Cash flow dashboard
  • Cash runway calculator
  • Fraud inbox with risk scores
  • Category tagging saved to account
  • Multiple bank accounts
  • Email alerts
  • Sherlock AI
Get Started
Most Popular
Business
$99/mo
For growing businesses that need full visibility across all accounts.
  • Everything in Starter
  • Multiple bank accounts
  • Email alerts on fraud flags
  • PDF report export
  • Weekly cash flow digest
  • Category rules — auto-tag future uploads
  • Priority email support
  • Sherlock AI
  • Advisor access
Get Started
Pro
$199/mo
For businesses that want Sherlock AI and live bank monitoring.
  • Everything in Business
  • Sherlock AI — ask questions in plain English
  • Live bank connection via Plaid
  • Real-time fraud alerts
  • Advisor / accountant access
  • Custom fraud rule thresholds
  • Dedicated onboarding call
Get Started
🎁 Beta founding members get 3 months free on any plan — no credit card required.
Request Beta Access

Sherlock AI.
For all.

Join the private beta. Founding members get 3 months free, direct access to the team, and first access to Sherlock AI when it launches.

No commitment. No pitch deck.

No bank login required
Works with any CSV export
Cancel anytime
3 months free for beta
Or try it now — upload a CSV →